Himachal Pradesh Financial Corporation

TEN YEARS OF GROWTH (Rs.In Lacs ) Year ended on 31 st March 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 During the year SANCTION (i) Term Loan (ii) Soft Loan 16.82 ------ 3022.06 ------ 3038.80 ------ 1127.02 ------ 4194.75 65.32 4551.26 85.47 9551.55 92.53 2555.38 139.99 719.06 123.96 3569.12 229.27 DISBURSEMENT (i) Term Loan (ii) Soft Loan 632.77 ------ 2025.70 ------ 1752.87 11.00 1515.31 0.80 4145.11 51.48 3619.01 95.26 4536.83 117.55 1723.96 121.40 909.02 97.67 2220.63 158.71 As at the end of the Year OPERATING INCOME (i) Interest (ii) Other Income 1130.25 8.51 1762.55 11.13 1648.82 14.82 1821.82 90.05 1547.86 27.33 1870.10 24.13 1804.58 62.03 1786.25 19.62 1617.96 31.42 1762.35 31.43 1138.76 1773.68 1663.64 1911.87 1575.19 1894.23 1866.61 1805.87 1649.38 1793.78 Cost Of Borrowings 1515.92 1867.21 1592.86 1639.53 1474.06 1531.04 1331.84 1529.45 1608.96 1580.44 GROSS PROFIT (A) (-)377.16 (-)93.53 70.78 272.34 101.13 363.19 534.77 276.42 40.42 213.34 OPERATING EXPENSES (i) (i) Staff Cost (ii) (Salaries, P.F. & Gratuity) (iii) (ii) Administrative & (iv) General expenses. (v) (iii) Bad Debts Written off 529.67 62.69 8.80 436.71 68.24 6.49 405.50 54.76 26.70 342.97 75.35 39.19 335.06 70.24 151.38 328.80 70.07 568.12 247.71 117.38 420.33 265.69 62.54 184.33 261.78 63.39 218.70 246.70 59.56 145.58 (B) 601.16 511.44 486.96 457.51 556.69 966.99 785.42 512.56 543.87 451.84 Net Profit/Loss before Tax (A-B) Less: Provision for Tax Profit after Tax (-)978.32 (-)978.32 (-)605.61 (-)605.61 (-)416.18 (-)416.18 (-)185.17 (-)185.17 (-)455.56 (-)455.56 (-)603.80 (-)603.80 (-)250.65 (-)250.65 (-)236.14 (-)236.14 (-)503.45 (-)503.45 (-)238.50 (-)238.50 (i) Appropriation to Reserves ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- (ii) Provision for Dividend ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- (iii) Repayment of subvention ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- (i) Share Capital 9957.11 9957.11 4857.11 2857.11 2857.11 2857.11 2817.11 2817.11 2817.11 2817.11 (ii) Reserves 497.46 497.46 497.46 497.46 497.46 497.46 497.46 497.46 497.46 497.46 (iii) Loans Outstanding 21997.18 24095.46 24028.72 25309.46 27575.53 27653.90 28467.82 25867.33 25253.91 25574.80 (iv) No. of Accounts 691 730 785 880 931 1053 1175 1276 1337 1455 (v) Refinance Outstanding 6930.64 8028.87 7610.27 8784.69 8588.92 7019.29 4944.22 4247.00 3800.32 4250.83 (vi) Bonds Outstanding 8953.00 8958.50 9106.50 10132.00 10270.00 8975.00 9310.00 9147.28 9652.28 9052.28 (vii) No. of Offices 4 4 4 4 4 4 4 6 6 6